Privacy Policy – Rupee Easy
At Rupee Easy, we prioritize your privacy and ensure transparency in how we collect, use, and safeguard your personal information. This Privacy Policy explains the data we collect, why we collect it, and how we use it to enhance your experience while complying with legal and regulatory requirements.
Your Consent
By downloading, installing, or using Rupee Easy, you agree to the collection and use of your data as described in this policy. If you do not consent, we recommend refraining from using the application.
Information We Collect
1.Personal Information
We collect personal details such as your full name, date of birth, phone number, email address, residential address, occupation, and income details. This information helps assess loan eligibility and prevent fraud. Data is securely uploaded to https://api.rupeeeasy.net/ and deleted once the evaluation is complete.
2.SMS Information
With your consent, we will read your text messages, but we will only collect financial-related text messages within 6 months, such as salary deposits, transaction details, overdue reminders, etc. This information will help us provide you with better financial services. For example, salary deposits and transaction details allow us to recommend more accurate loan products and loan amounts for you. Overdue reminders will help us assess your credit level. These financial SMS data will be safely transmitted to https://api.rupeeeasy.net/ and will be deleted after the evaluation is completed.
3.Installed Applications
With your consent, we will only collect your financial-related App information, which includes details such as app name, version code, version name, full path of the application, etc. The purpose of collecting this information is to verify the authenticity of the device and prevent fraud. This data will be securely transmitted to https://api.rupeeeasy.net/ and deleted after the evaluation is completed.
4.Device Information
We collect details about your device, including model, IMEI, Google Advertising ID, operating system version, and screen resolution. This information helps improve our service and enhance security. It is securely transmitted and deleted after assessment. All data is securely transmitted to https://api.rupeeeasy.net/ and deleted after assessment.
5.Camera & Media Access
During the loan application process, we may request access to your camera or media files to facilitate document uploads, such as KYC verification. All uploaded data is securely transmitted to https://api.rupeeeasy.net/ and deleted after verification.
Use of Information
We collect and use your personal data for the following purposes:
Account Registration & Verification – To create and authenticate your account.
Loan Processing & KYC Verification – To assess eligibility and ensure regulatory compliance.
Fraud Prevention & Security – To detect suspicious activities and enhance safety measures.
Customer Support & Service Improvement – To address inquiries and optimize user experience.
Legal Compliance & Regulatory Requirements – To fulfill obligations mandated by Indian financial authorities.
If you do not consent to the collection of specific data, you may still browse the app, but some features and services may not be available.
Data Sharing & Disclosure
We do not sell your personal data. However, we may share it with:
Lending Partners – To facilitate loan processing and credit assessment.
Regulatory Authorities – If required by law, government agencies, or court orders.
Your information is never shared with unauthorized third parties without your explicit consent.
Data Security
To protect your information, we implement:
SSL Encryption – Ensuring secure data transmission.
Restricted Access – Only authorized personnel can handle your data.
Multi-Layer Security – Advanced protection against breaches and fraud.
Data Deletion Protocols – Information is erased once no longer needed.
We comply with applicable data privacy laws and regularly update our security measures.
External Links
Rupee Easy may contain links to third-party websites. We advise reviewing their privacy policies as we do not control their practices and are not responsible for their content.
Children’s Privacy
Rupee Easy is intended for users aged 18 and above. We do not knowingly collect data from minors. If you believe a minor has provided us with personal information, please contact us immediately for data removal.
Your Rights & Policy Updates
By using Rupee Easy, you agree to the collection and use of your data as described in this policy. We may update this Privacy Policy periodically to reflect changes in practices or legal requirements. Continued use of the app constitutes acceptance of the latest policy.
Contact Us
For questions or concerns regarding this Privacy Policy, reach out to us:
Email: email@vaanyafin.com